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Products

Voluntary Insurance Products

Voluntary benefits are insurance products to fill gaps in coverage offered to employees through their companies at rates that are lower than they could get on their own. Many employers offer voluntary benefits because they allow companies to provide a more robust benefits package at no cost to them. Premiums are paid from pre-tax dollars and deducted from the employee’s paycheck, making payment simple and convenient.

Examples of voluntary benefits include dental, vision, life, disability, supplemental health, critical illness and cancer insurance.

EM Power Long Term Care Services