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Employers

Employee Advantages

A company-sponsored long-term care insurance benefit provides education to employees on the single biggest uninsured risk to their financial future. And that education takes place when age based premiums are least expensive and employees have the best chance of passing the medical underwriting process.

The three major benefits to employees are:

    • Education when coverage is least expensive and employees have the best chance of passing the underwriting process.
    • Premium discounts for employees and their extended family members.
    • An underwriting concession that will allow some employees to receive coverage they otherwise would not be able to qualify for.

Employees appreciate learning the limits of traditional health insurance and how long-term care planning affects their other financial planning and protects their quality of life.

EM Power Long Term Care Services