U.S. Health Care Reform includes The CLASS Act which creates a national voluntary long-term care insurance program that requires employers to decide whether or not to participate.
If we live to age 65, 3 in 4 of us will require long-term care at some point in our lives.
40% of Americans receiving long-term care are working-age adults.
Offering long-term care insurance closes a hole in the basic safety net formed by health insurance and sponsored savings.














